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Own Your Own Home

Habitat Home owners Crystal and Jacob

New Habitat Homeowners!

Do you have a dream to own your own home?  Habitat home ownership is not a hand out!  It’s far from it!  When you move in to your habitat home, you’ll know you’ve earned it!

How to apply for a Habitat for Humanity house

Click here for a preliminary ownership application form.

If your family, or a family you know, is in need of decent, affordable housing, please contact your local Habitat for Humanity to apply. Newberry Habitat will explain the application process and provide information on the availability, size and cost of Habitat homes in Southern Deschutes County. Newberry Habitat for Humanity is looking for families who qualify to own their own low-cost home. Family selection will be made on the basis of need for appropriate housing, ability to pay, and willingness to partner.

For your family to be considered for a home in southern Deschutes County built by Newberry Habitat for Humanity, you must:

  • Be able to show a need for appropriate housing.
  • Have a family gross income within the range listed below (these are guidelines, if you are near them, apply):
  • Be willing to work in partnership with Newberry Habitat for Humanity including contributing 400 hours of “sweatequity.”
  • Have lived or worked in southern Deschutes County for approximately one year.
  • Have a debt burden that is manageable and be able to make low monthly mortgage payments.
  • Be able to provide references.

These are guidelines the Family Selection Committee uses in considering the initial qualifications of families. Please fill out
the attached preliminary application and mail it in to see if you qualify.

Each Habitat affiliate selects “partner families” to become Habitat homeowners. Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing partner families. Partner families are always selected based on their level of need, ability to pay and willingness to partner.

Applicants are required to meet several qualifications to ensure success. Each Habitat affiliate has its own guidelines. In general, prospective homeowners must:

  • Be citizens or legal residents.
  • Prove steady income.
  • Have good credit.
  • Earn a monthly income that falls within minimum and maximum limits, depending on household size.
  • Sustain a savings account over a specified period of time.

In addition, each partner family will be required to:

  • Invest sweat-equity hours in building his/her home and others.
  • Make an affordable down payment.
  • Make timely mortgage payments.
  • Attend homeowner education classes.